PoundMetric — 2026/27 & 2027/28 UK Tax, Property, Mortgage & Budget Calculators

Calculate your exact 2026/27 UK take-home pay (e.g., £45,000 gross yields £35,919.60/year or £2,993.30/month net after £6,486.00 HMRC Income Tax and £2,594.40 Class 1 NI before optional pension deductions), England & NI Stamp Duty, mortgage repayments, and April 2027/28 Autumn Budget tax changes.

UK Benchmark Query (2026/27 Baseline) Annual / Primary Figure Monthly / Secondary Figure
£35,000 UK Salary After Tax (No Pension) £28,719.60/yr £2,393.30/mo
£45,000 UK Salary After Tax (No Pension) £35,919.60/yr £2,993.30/mo
£60,000 UK Salary After Tax (No Pension) £45,357.40/yr £3,779.78/mo
£100,000 UK Salary After Tax (No Pension) £68,557.40/yr £5,713.12/mo
£350,000 Stamp Duty (Standard / FTB) £7,500 £2,500 (FTB)

Frequently Asked Questions (2026/27 & 2027/28 UK Rules)

How is UK take-home pay calculated for the 2026/27 tax year?

For 2026/27 in England, Wales, and Northern Ireland, you receive a £12,570 tax-free Personal Allowance. Income above £12,570 is taxed at 20% (Basic rate up to £50,270), 40% (Higher rate up to £125,140), and 45% (Additional rate above £125,140). Class 1 National Insurance is 8% (£12,570 to £50,270) and 2% above £50,270. On a £45,000 salary with 0% pension, net take-home pay is £35,919.60/year (£2,993.30/month).

Which April 2027/28 Autumn Budget calculators are available on PoundMetric?

PoundMetric includes 5 early-access April 2027/28 calculators: the 2027/28 Savings Interest Tax & £12k Cash ISA Cap Calculator (22%/42%/47% rates), the 2027/28 Landlord Property Income Tax Calculator (+2% property bands & Section 24 relief), the 'Your First Home' Government Equity Loan Calculator, the £1,000 Side-Hustle Trading Allowance Checker, and the April 2026 vs Projected 2027 National Living Wage Calculator.

Authoritative UK Calculators & 2027/28 Early Access