UK National Living Wage & Minimum Wage Calculator (April 2026 vs April 2027)

Compare your annual, monthly, and weekly gross and net take-home pay across the April 2026 statutory National Living Wage (£12.71/hr for 21+) and the Low Pay Commission projected April 2027 rate (£13.25/hr). Because the £12,570 Personal Allowance is frozen, 28% of your wage rise goes to Income Tax and Class 1 NI.

UK Statutory Age Band (37.5 hrs/wk) April 2026 Hourly / Annual Gross Projected April 2027 Hourly / Annual Gross
National Living Wage (Aged 21 and over) £12.71/hr (£24,784.50/yr) £13.25/hr (£25,837.50/yr — +£1,053 gross)
National Minimum Wage (Aged 18 to 20) £10.85/hr (£21,157.50/yr) £11.60/hr (£22,620.00/yr — +£1,462.50 gross)
Under 18 & Apprentice Rate £8.00/hr (£15,600.00/yr) £8.45/hr (£16,477.50/yr — +£877.50 gross)

Frequently Asked Questions (2026/27 & 2027/28 UK Rules)

How much of the National Living Wage pay rise do I keep after tax?

Because full-time National Living Wage earners earn above the frozen £12,570 Personal Allowance, every £1.00 of additional gross pay is taxed at 20% Income Tax plus 8% Class 1 National Insurance—meaning you keep 72p in every £1.00 of your wage increase.

Authoritative UK Calculators & 2027/28 Early Access