Teachers' Pay Calculator 2026/27 — Main, Upper & TPS Pension Take-Home
Calculate your exact 2026/27 England & Wales teacher net monthly and annual take-home pay across Main Pay Range (M1–M6), Upper Pay Range (U1–U3), Unqualified (UQT), and Leadership scales. Includes Rest of England, London Fringe, Outer London, and Inner London regional bands, TLR/SEN allowances, and mandatory Teachers' Pension Scheme (TPS) tiers (7.4% to 11.7%).
| Teacher Spine Point (2026/27 Rest of England) | Gross Annual Salary & TPS Pension Tier | Net Monthly Take-Home (After TPS, Tax & NI) |
|---|---|---|
| M1 (Newly Qualified Teacher / ECT Year 1) | £31,650 / yr (7.4% TPS: £2,342.10) | £2,051.77 / month (£24,621.29/yr) |
| M3 (Main Pay Range Point 3) | £35,674 / yr (8.6% TPS: £3,067.96) | £2,249.66 / month (£26,995.95/yr) |
| M6 (Top of Main Pay Range) | £43,607 / yr (9.6% TPS: £4,186.27) | £2,658.54 / month (£31,902.52/yr) |
| U1 (Upper Pay Range Entry — Post-Threshold) | £45,646 / yr (9.6% TPS: £4,382.02) | £2,769.14 / month (£33,229.66/yr) |
| U3 (Top of Upper Pay Range) | £49,084 / yr (9.6% TPS: £4,712.06) | £2,955.62 / month (£35,467.39/yr) |