UK Pension Drawdown & 25% Tax-Free Lump Sum Calculator (2026/27)
Calculate your 25% tax-free Pension Commencement Lump Sum (capped at HMRC's £268,275 Lump Sum Allowance) and project how long your remaining 75% flexi-access drawdown pot will last.
| Total Pension Pot | 25% Tax-Free Cash (Max £268,275) | 75% Invested Drawdown Pot |
|---|---|---|
| £150,000 Pot | £37,500 tax-free | £112,500 drawdown pot |
| £300,000 Pot | £75,000 tax-free | £225,000 drawdown pot |
| £500,000 Pot | £125,000 tax-free | £375,000 drawdown pot |
| £1,073,100+ Pot | £268,275 (HMRC LSA Cap) | £804,825+ drawdown pot |