Stamp Duty on £1,000,000 House (2026/27) — England & NI SDLT Calculator
Purchasing a £1,000,000 residential property in England or Northern Ireland incurs £43,750 for a Standard Home Mover (4.38% effective tax rate), £43,750 for an eligible First-Time Buyer, or £93,750 with the +5% Additional Property / Buy-to-Let surcharge.
| UK Buyer Category (2026/27) | Total SDLT Due | Effective Tax Rate |
|---|---|---|
| Standard Home Mover | £43,750 | 4.38% |
| First-Time Buyer (Relief up to £500k) | £43,750 | 4.38% |
| Additional Property / Buy-to-Let (+5%) | £93,750 | 9.38% |