Stamp Duty on £200,000 House (2026/27) — England & NI SDLT Calculator
Purchasing a £200,000 residential property in England or Northern Ireland incurs £1,500 for a Standard Home Mover (0.75% effective tax rate), £0 for an eligible First-Time Buyer, or £11,500 with the +5% Additional Property / Buy-to-Let surcharge.
| UK Buyer Category (2026/27) | Total SDLT Due | Effective Tax Rate |
|---|---|---|
| Standard Home Mover | £1,500 | 0.75% |
| First-Time Buyer (Relief up to £500k) | £0 | 0.00% |
| Additional Property / Buy-to-Let (+5%) | £11,500 | 5.75% |