Stamp Duty on £325,000 House (2026/27) — England & NI SDLT Calculator
Purchasing a £325,000 residential property in England or Northern Ireland incurs £6,250 for a Standard Home Mover (1.92% effective tax rate), £1,250 for an eligible First-Time Buyer, or £22,500 with the +5% Additional Property / Buy-to-Let surcharge.
| UK Buyer Category (2026/27) | Total SDLT Due | Effective Tax Rate |
|---|---|---|
| Standard Home Mover | £6,250 | 1.92% |
| First-Time Buyer (Relief up to £500k) | £1,250 | 0.38% |
| Additional Property / Buy-to-Let (+5%) | £22,500 | 6.92% |