Stamp Duty on £525,000 House (2026/27) — England & NI SDLT Calculator
Purchasing a £525,000 residential property in England or Northern Ireland incurs £16,250 for a Standard Home Mover (3.10% effective tax rate), £16,250 for an eligible First-Time Buyer, or £42,500 with the +5% Additional Property / Buy-to-Let surcharge.
| UK Buyer Category (2026/27) | Total SDLT Due | Effective Tax Rate |
|---|---|---|
| Standard Home Mover | £16,250 | 3.10% |
| First-Time Buyer (Relief up to £500k) | £16,250 | 3.10% |
| Additional Property / Buy-to-Let (+5%) | £42,500 | 8.10% |